Split bills • shared expenses
Split expenses fairly — without the awkward money talks.
Track shared bills, split costs (50/50 or income-based), and keep expectations clear — without spreadsheets or awkward reminders.
Built for Canadian couples and co-owners sharing rent, bills, or a home.
Income-based or 50/50
Recurring bills
Clean monthly settle-up
Recent Activity
Property Tax
Oct 12 • Paid by Alex
$450.00
50/50
Furnace Repair
Oct 15 • Paid by Jordan
$280.00
Income
Internet
Oct 20 • Paid by Alex
$85.00
50/50
View full ledger
Monthly Settlement
To balance the ledger for Oct.
Jordan owes Alex$142.50
75% settled
Why Partnered
Clarity beats conflict
Choose a split rule (50/50, proportional, or hybrid) that matches your relationship — not just your math.
Track shared costs in one place so “I thought you paid that” disappears.
Make check-ins calm with a clear history and shared assumptions.
Built for the way couples actually split money
Less tracking for you. More clarity for both of you.
Flexible split rules
Pick 50/50, income-based, or a hybrid rule per category so fairness matches real life.
One shared ledger
Track who paid what, when, and why — so you stop reconstructing history mid-argument.
Simple settle-ups
Turn “who owes who” into a single number you can settle monthly (or whenever you want).
Private by default
Your data stays yours — no selling to advertisers, no weird budgeting shame.
Flow
How it works
A calm system that replaces “reminders” with visibility.
Start tracking in minutes
You don’t need a joint account. You just need a shared system.
Start free trial1
Choose your fairness rule
Set a split that fits your incomes and lifestyle.
2
Track shared costs
Log bills and purchases as they happen (recurring or one-offs).
3
Settle up cleanly
Review the balance and pay once — no back-and-forth.
“We stopped debating receipts and started focusing on the plan. The income-based split finally felt fair to both of us.”
🏠
Verified co-owners
Toronto, ON · 2 co-owners
FAQ
Common questions
Not always. If incomes are similar, 50/50 can be simple. If they aren’t, an income-based or hybrid split often feels calmer and more sustainable.
No. You can keep personal accounts and use Partnered as the shared ledger that tracks who paid what and how you want to split it.
That’s up to you — many couples start with housing + utilities + groceries, then agree in advance on the gray areas (travel, upgrades, renovations).
Treat your split as a living agreement. Revisit the rule when income changes materially or on a simple cadence (e.g., every 6–12 months).
Learn first
Read the guides that match your situation
How couples should split shared expenses fairly
A practical, low-drama framework for defining what’s shared, choosing a split method, and setting up a system that prevents resentment.
50/50 vs income-based splits: what actually works
A comparison of the two most common approaches — and the hybrid models people end up using in real life.
Groceries, utilities, renovations — what should be shared?
A clear way to categorize household spending so you’re not renegotiating every purchase.
Why tracking shared costs prevents resentment
Tracking isn’t about mistrust. It’s about removing uncertainty and protecting the relationship.
Alternatives to spreadsheets and Splitwise for couples
What people try, what breaks, and what to look for in a system you’ll actually keep using.
Ready for fewer money fights and more clarity?
Start your free trial and track your shared home (or shared life) with confidence.