Equity tracker • co-ownership app
Track co-ownership equity like a grown-up agreement.
Track unequal down payments, shared mortgage contributions, and who paid for what — so your equity story stays clear over time.
Down payments, mortgage principal, renovations, and buyouts — organized in one system.
Unequal down payments
Renovations & lump sums
Buyouts & sales scenarios
Current Equity
Updated todayTotal Equity$80k
Alex
$42,000 (52.5%)Jordan
$38,000 (47.5%)Why Partnered
Clarity beats conflict
Keep a clean record of unequal inputs (down payment, renovations, lump sums).
Make ownership % understandable and revisitable — before it becomes a fight.
Create a shared source of truth you can use for buyouts or sale scenarios.
Everything that changes your equity — tracked
So you’re never guessing what’s “fair” years later.
Down payment clarity
Track unequal initial contributions and keep the story simple as the mortgage gets paid down.
Renovations & capital inputs
Log upgrades and lump sums so they don’t get lost in memory (or resentment).
Live ownership view
See how contributions translate into an understandable equity split over time.
Exit scenarios
Explore buyout and sale outcomes with clear assumptions — without spreadsheet gymnastics.
Flow
How you stay aligned
A simple system that keeps your agreement “alive.”
Start tracking in minutes
You don’t need a joint account. You just need a shared system.
Start free trial1
Set your baseline
Capture down payments, ownership intent, and key mortgage details.
2
Track contributions
Record shared costs and capital inputs as they happen.
3
Use it when life changes
Model a buyout or sale with a shared, trusted history.
“We had different down payments and wanted it documented without making it weird. Having one source of truth changed everything.”
🏠
Verified co-owners
Vancouver, BC · 2 co-buyers
FAQ
Common questions
No. Partnered helps you track contributions and assumptions. For legal documents, you should review your situation with a Canadian real estate lawyer.
Yes — the goal is to keep unequal inputs visible and revisitable, so your equity story stays consistent over time.
Track it as a capital contribution so it’s clear later whether and how it should affect equity or reimbursement.
Yes. A fair buyout conversation goes better when you can point to a shared history and agreed assumptions.
Learn first
Read the guides that match your situation
How to split a down payment fairly
Three common ways people handle unequal cash contributions — without turning it into a power dynamic.
How ownership percentages actually work
Title, contributions, and agreements don’t always match — here’s what that means in real life.
Legal title vs beneficial ownership explained
When the paperwork says one thing but the financial reality is different — and how people handle it.
How co-ownership works in Ontario (and Canada generally)
A Canada-first overview, with Ontario examples and prompts for province-specific questions.
How to calculate a fair buyout
A step-by-step way to estimate a buyout amount using simple numbers — and the decision points you must agree on first.
Ready for fewer money fights and more clarity?
Start your free trial and track your shared home (or shared life) with confidence.